X9 500SL Insurance

[andypandyere]

I got my insurance renewal quote from Swinton Bikes, its gone up to £419.70, i got a quote from carolenash for £118.02, has anyone used carolnash before or does anyone have any pointers for reliable bike insurance at a right price?


Regards

Andy

[jimc]

The good thing about Carole Nash is that EU-wide recovery and breakdown insurance is included in the price.

[Big Ears]

Many of us use Carole Nash - but note tht CN has recently become part of the Norwich Union Group.

Not always the cheapest, but one of the better - especially if you travel in Europe.

[gravyonmychin]

I think Swinton were basically saying they would rather not insure you when they give such a ridiculous overthetop quote.

[andypandyere]

Thanks Guys for the reasurance, i thought i had seen a few posts that carole Nash was  used by some members, it was a bit OTT of swinton, specially as i am 46yrs old....

Andy

[durbanite]

Morning all, I am also looking for renewal of the insurance...any sound advise please where to look now, last year was cover through LEXHAM full Comp' and Break Down recovery at £184.99. Have over 8 years NCB and clean licence + over 55, so any pointers please ? Have done a search on the new confused.com site and if any one is interested in the findings and thereby advise pro and con's

 

[durbanite]

This is what Confuseddotcom presented for my choice of Insurances

All Prices Found
 
 

   
 Bike quoted  VESPA-PIAGGIO X9 500 2001- 500cc Automatic Petrol
Search date  12/07/2009 Protected NCB  Yes Years NCB  8 
 
   


 All prices quoted include insurance premium tax   



COMPANY       PRICE  APPROX
EXCESS  LEGAL
COVER  COURTESY BIKE  PAY MONTHLY
(subject to credit policy)   
 Swinton   £68.23   £400  + £25.00    1x £6.95 + 10x £6.95   
      Great value deals on motorcycle insurance from the dedicated specialist bike team.
 
Motorcycle direct    £69.42   £400  +£24  Check with insurer  1x £25.48 + 9x £6.77   
       
 
 Dial Direct   £69.78   £400  +29.99  Check with partner  check with insurer   
      Established 1995. UK Call Centre
 
 Bennetts   £72.59   £400  +29.99  Check with partner  check with insurer   
      Free 90 days European Cover and UK Call Centre
 
 Just Motorcycle Ins   £72.63   £625  Optional Extra  N/A  check with insurer   
       
 
AA    £73.28   £400  +£26.00  refer to company  1x £0.00 + 0x £0.00   
       
 
Directchoice    £73.28   £400  +£26.00  refer to company  1x £14.18 + 10x £7.00   
      Buy today and receive a £25 wine voucher! (Terms and Conditions apply)
 
 Hastings Direct   £85.22   £575  check with insurer    1x £17.05 + 6x £12.79   
      Free 60 days EU cover to ensure you remain protected while outside the UK.
 
 Express Ins   £85.88   £400  +£30.00    1x £16.64 + 11x £10.39   
      Express Insurance - the preferred insurer for WSB Rider Shane 'Shakey' Byrne
 
 Insurance 4my.com   £94.25   £300  £19.50    check with insurer   
       
 
 CIA Bike   £98.70   £250  included  check with insurer  check with insurer   
       
 
 pd (?)   £99.25   £300  +£25.00  refer to company  1x £50.00 + 9x £8.04   
       
 
 e bike   £105.00   £150  Included  Refer to company  1x £40.75 + 9x £11.38   
      Comprehensive policies include Free Legal Expenses and Breakdown Recovery
 
 Simply Ins   £148.13   £200  +£24.99    1x £62.03 + 9x £13.86   
      Great price, great cover from the UK's #1 bike broker
 
50to125.com    unable to quote for vehicle engine size 
 
 
Access Superbike    Unable to quote as vehicle is not garaged overnight 
 
 
Honda    insurer unable to quote for this vehicle 
 
 
Quinn Motorbike Insurance    Unable to quote for UK mainland customers 
 
 

 

[x9500 steve]

I would personally try ebike online insurance

[joyce]

To be  honest they usually all use the same actual insurance people such as Red Star. If you want just a basic insurance you may as well go for the cheapest - if you want extras such as legal cover/breakdown you may have to look deeper.

[Dave Milnes]

That's true, nearly every policy I have had both for cars or bikes is with Equity Red Star regardless of who I bought the policy through.
The difference in premium is down to the brokers mark up. Getting the broker to bundle a breakdown cover to seal the deal usually swings it.

[jimc]

If you can get a policy with NIG as the underwriter, grab it!  The one time I had to resort to insurance all was sorted by them sending one letter to me, and my taking that to the repairer of my choice.  Couldn't have been easier from my POV.

[joyce]

The Red Star allowed me to use my own dealer. Carole Nash take your bike to Altrincham and they deal with repairs - I know which I prefer.

[durbanite]

Thank all for the info', was told yesterday to Keep Away from Norwich Union or any company that is under the umbrella of this company.
Also any pointers to which Break down / recovery to look at ?
Thanks
Roy

[Dave Milnes]

Breakdown cover needs careful looking at. Sometimes the ones bundled are simply roadside pickup to the nearest garage, others will forward you to a destination of your choice.
Some use a local recovery within 20 miles of home yet quote an AA/RAC on the policy but that's only when you are on a motorway or more than 20 miles from home. Mines an RAC yet they used a local garage after my accident last year, then again it wasn't a repair I needed just transport home and they were quick arriving.
Homestart isn't worth bothering with, after all if you are at home, you aren't stranded without tools.
European cover is OK if you travel abroad but again make sure it covers accident/illness recovery not just mechanical breakdown repair.
Anything is better than nothing, but the AA/RAC will offer the highest level of cover, but the top option isn't always the one on offer when it comes 'free'. Some policies state a 'bike aware' transport used for recovery which is always a good idea as sometimes the big companies are so 'car' orientated they aren't rigged up to transport bikes.

Red Star also allowed me to quote and repair my own bike and simply paid me a cheque within a month or so of submitting a part list and prices.

[philmel]

  I would like to remind everyone to be very sure that Norwitch Union or Aviva are not a good idea under any circumstances 

[Chris Salter]

Morning all, I am also looking for renewal of the insurance...any sound advise please where to look now, last year was cover through LEXHAM full Comp' and Break Down recovery at £184.99. Have over 8 years NCB and clean licence + over 55, so any pointers please ? Have done a search on the new confused.com site and if any one is interested in the findings and thereby advise pro and con's

I tried AA who found Equity Red Star for me at £110 which includes legal cover for claims and a hire bike while yours is getting repaired. If you are unfortunate enough to be involved in an accident, like I was, this service was well worth having . I am 58, and ride a 500 evo. I have always paid around the 100 quid mark since I was 50 yrs old.( 50 years young,even!)
Chris.




Edited by Big Ears: New post had been placed within the quote. Now extracted. 

[durbanite]

Can only say a big thank you for this information from all of you.  Also learnt / found out yestreday that if you are in any, yes any Tesco store that has it's own parking and you break down using a vehicle 2 or 4 wheels there-in, customer service will call out the RAC to sort out your break down for free...it's a contract between themselves for the customers !

[joyce]

That is worth knowing - thanks.

[durbanite]

Any comments to this please ?

Thank you for visiting the eBike Insurance site for a motorcycle quote. The quotation will be valid for 14 days.

Please remember that we provide inclusive benefits that you would normally expect to pay extra for.

•Breakdown Assistance (including Homestart, Roadside, Relay & Onward Journey)*
•365 day European Riding Cover
•Legal Cover
•Lifetime Guarantee with 5+ years No Claims Discount (we will not reduce your NCD following any number of claims)
We also offer competitively priced European Breakdown Cover and Helmet & Leather Cover on Comprehensive policies.

Because we are an online insurer only, you will have the ability to amend and renew your policy online at anytime, 24 hours a day, 365 days a year.

[durbanite]

Dave, I can see why you have RAC: -
Nationwide recovery Our Nationwide recovery promise means that we'll transport your vehicle, you and up to seven others to your destination anywhere in the UK 
Onward travel
(Available if you select Nationwide recovery) A replacement car for up to 3 days while yours is being fixed. Or we will provide overnight accommodation or onward travel.
I think it is going to be hard to better this, once again thanks for your in-put

[joyce]

Sounds good so long as it isn't much more expensive than any of the others.

[durbanite]

Sounds good so long as it isn't much more expensive than any of the others.

Hiya Joyce,
here is the quote from ebike with a couple of bits there-in: -

Quote Details
   View Excesses & Endorsements

--------------------------------------------------------------------------------
 
Premium £105.00
Grand Total:  £105.00
 Policy Extension Cost Included? 
Breakdown Recovery -  Yes More Info
Legal Expenses -  Yes More Info
Helmet and Leathers £34.99  More Info
Motorcycle Hire Cover £35.00  More Info
European Breakdown Assistance £49.99  More Info
Key Cover £15.95  More Info
 

[joyce]

I would have no problem with that policy. It is normal to have those named extras where you can chose if you want them or not.