X9 Owners & Riders Club

The X Files ~ The Piaggio X Series => X9 Specific Stuff => Topic started by: thegingerwitch on October 04, 2004, 21:44:20



Title: Insurance Costs
Post by: thegingerwitch on October 04, 2004, 21:44:20


Title: Insurance Costs
Post by: cristi on October 04, 2004, 22:06:19


Title: Insurance Costs
Post by: Treb on October 04, 2004, 22:10:09


Title: Insurance Costs
Post by: Rocketman on October 04, 2004, 22:45:48


Title: Insurance Costs
Post by: johnp on October 05, 2004, 04:48:11


Title: Insurance Costs
Post by: Terry on October 05, 2004, 06:59:13


Title: Insurance Costs
Post by: John@Thompsons on October 05, 2004, 07:27:12


Title: Insurance Costs
Post by: justicerulesok on October 05, 2004, 14:59:29


Title: Insurance Costs
Post by: thegingerwitch on October 05, 2004, 15:01:34


Title: Insurance Costs
Post by: Barney on October 05, 2004, 15:16:51


Title: Insurance Costs
Post by: johnp on October 05, 2004, 15:33:38
Allways go fully comp, it`s not that much more then TPFT, and you never know what`s going to happen out there on the roads.


Title: Insurance Costs
Post by: Rocketman on October 05, 2004, 16:29:23
Hello,

I agree with Barney,fully comp is the best with a new machine and even at a year old i would still get fully comp.

Quote
Allways go fully comp, it`s not that much more then TPFT, and you never know what`s going to happen out there on the roads.

Yep thats right Johnny boy,only have to study your track record :D

Regards

Steve


Title: Insurance Costs
Post by: johnp on October 05, 2004, 17:11:15
Steve, that`s all in the past and when i was young and foolish. :whistle:


Title: Insurance Costs
Post by: M Greenaway on October 05, 2004, 17:45:25


Title: Insurance Costs
Post by: Terry on October 05, 2004, 19:41:13


Title: Insurance Costs
Post by: Dave Milnes on October 05, 2004, 20:10:39


Title: Insurance Costs
Post by: ItsMarcWithaC on October 13, 2004, 08:58:07


Title: Insurance Costs
Post by: joyce on October 13, 2004, 09:18:49


Title: Insurance Costs
Post by: Dale on October 13, 2004, 09:28:32


Title: Insurance Costs
Post by: HERMANATOR on October 13, 2004, 09:35:02


Title: Insurance Costs
Post by: ItsMarcWithaC on October 13, 2004, 09:39:55


Title: Insurance Costs
Post by: Barney on October 13, 2004, 10:06:41
Their drop down should show Vespa, or Vespa/Piaggio


Title: Insurance Costs
Post by: Dale on October 13, 2004, 10:22:17


Title: Insurance Costs
Post by: ItsMarcWithaC on October 13, 2004, 10:42:40


Title: Insurance Costs
Post by: ItsMarcWithaC on October 13, 2004, 11:09:39


Title: Insurance Costs
Post by: johnp on October 13, 2004, 17:45:40


Title: Insurance Costs
Post by: micksalter on October 13, 2004, 18:40:33


Title: Insurance Costs
Post by: ItsMarcWithaC on October 13, 2004, 20:00:41


Title: Insurance Costs
Post by: John@Thompsons on October 13, 2004, 20:36:25
Lexhams (Piaggio insurance) are big believers in Self-insurability'

I am too!

'Self insurability' is where you pay a more modest premium in return for choosing a larger theft excess, and then making bloody well sure you take every practical step towards preventing theft from happening.

This would include a quality lock, attached to an immovable object, an immobiliser, maybe even alarm, and Datatagging or similar.

One would also be very careful where one left ones bike during night or day.

Generally, this works well in rural low theft areas, but not great on a high risk machine (Runner 180 for example!) in scummy areas, or within five miles of a Pikey settlement.

The X9 is a low theft bike, and a bit of common sense should ensure no problems with this idea.

JT


Title: Insurance Costs
Post by: ItsMarcWithaC on October 14, 2004, 11:29:01


Title: Insurance Costs
Post by: Dale on October 14, 2004, 12:22:59
Quote
Green Flag breakdown recovery (including punctures and 25 mile transport)

Came in very handy for me today I can tell you!  (Points to his thread in the general forums)


Title: Insurance Costs
Post by: ItsMarcWithaC on October 15, 2004, 13:07:56


Title: Insurance Costs
Post by: johnH on October 15, 2004, 13:11:55
Well done.  And well done Terry as well. :thumbup:


Title: Insurance Costs
Post by: ItsMarcWithaC on October 15, 2004, 13:16:30
:thumbup:


Cheque's in the post Terry     :D




It's not really.  I don't want to get your hopes up....   :whistle:


Title: Insurance Costs
Post by: johnp on October 15, 2004, 17:21:05
Marc
Not nice setting someone`s hopes up and then knocking them down. Poor Terry don`t worry just have a good cry.


Title: Insurance Costs
Post by: ItsMarcWithaC on October 15, 2004, 18:31:51


Title: Insurance Costs
Post by: johnp on October 15, 2004, 19:13:43
Marc
As Terry is a big softy, i think a packet of jelly babies might do. :thumbup:


Title: Insurance Costs
Post by: ItsMarcWithaC on October 15, 2004, 19:24:44
Ok.

Here you go Terry.  

(http://www.fire.dna.ie/baby.jpg)

 :D


Title: Insurance Costs
Post by: ItsMarcWithaC on October 15, 2004, 19:25:45
ooops.

That is big!


Can admin please just leave it there until Terry's seen it?   :whistle:


Thank yooou    :)


Title: Insurance Costs
Post by: johnp on October 15, 2004, 19:27:00
Top man Marc, you`ve made his day, once he`s read these.  :thumbup:


Title: Insurance Costs
Post by: ItsMarcWithaC on October 15, 2004, 19:28:31
Then all is well?


Excellent


 :thumbup:


Title: Insurance Costs
Post by: johnH on October 15, 2004, 19:39:53
::lol::  :thumbup:


Title: Insurance Costs
Post by: johnp on October 15, 2004, 19:40:54
So your not so bad are you Marc, even though your are still a young teenager.


Title: Insurance Costs
Post by: ItsMarcWithaC on October 15, 2004, 19:47:14
Old teenager actually    :P


Title: Insurance Costs
Post by: johnp on October 16, 2004, 05:00:04
Your right Marc, i`ve just looked at your picture, you look alot older than your age. ::lol::


Title: Insurance Costs
Post by: Terry on October 16, 2004, 07:29:52
OK Guys, I've seen it - thanks.

And thanks for the kind words.  I don't think I deserve this level of praise just fot mentioning them.  Carole Nash are hardly my personal secret, they're the biggest (by far) bike insurer in the UK.


Title: Insurance Costs
Post by: johnp on October 16, 2004, 07:36:12
The biggest doesn`t mean the best, as size isn`t everything. Insurance companies i mean, not the other.


Title: Insurance Costs
Post by: John@Thompsons on October 16, 2004, 09:15:57
The other?

What. like Plumbers... ::lol::

JT (soon to die by repeated battering by a monkey wrench...)


Title: Insurance Costs
Post by: ItsMarcWithaC on October 16, 2004, 10:44:01
Quote
Your right Marc, i`ve just looked at your picture, you look alot older than your age. ::lol::
[snapback]37608[/snapback]


I'm not sure what to make of that John   :huh:

 :rolleyes:


Actually it's a fair point.  Someone mistook me for 25 the other week!  Plus I have less hair than most men in their 50s   :redface:


Title: Insurance Costs
Post by: johnp on October 16, 2004, 12:28:46
Don`t worry Marc. Jt has been mistaken for something aswell. A HUMAN. ::lol::


Title: Insurance Costs
Post by: ItsMarcWithaC on October 16, 2004, 14:25:49
oooooooooh.   That's harsh.


Title: Insurance Costs
Post by: johnp on October 16, 2004, 14:51:27
It may be harsh, but you`ve never met Jt have you. If you did it would become clear. ;)


Title: Insurance Costs
Post by: ItsMarcWithaC on October 16, 2004, 15:42:00
Um, I think I'm safest not commenting on that.  I might actually need his help some day   :D


Title: Insurance Costs
Post by: dannyhole on April 30, 2005, 16:32:54


Title: Insurance Costs
Post by: chiefkeefe on April 30, 2005, 16:39:34
Danny,

You could also try [span style=\'color:blue\']e-Bike Insurance[/span] (http://www.ebikeinsurance.co.uk/)[/url] who give online quotes.  Kerry has used them and they did seem quite competitive when I sampled their quotes.


Title: Insurance Costs
Post by: dannyhole on April 30, 2005, 16:42:44
Thanks Keith I'll try them & update my list :D


Title: Insurance Costs
Post by: jthspace on April 30, 2005, 18:20:36


Title: Insurance Costs
Post by: johnp on April 30, 2005, 18:45:22


Title: Insurance Costs
Post by: dannyhole on April 30, 2005, 18:56:32
Thanks Jeff I'll try them


Title: Insurance Costs
Post by: jaykay on April 30, 2005, 19:45:16


Title: Insurance Costs
Post by: AndyDV9 on May 01, 2005, 16:41:16


Title: Insurance Costs
Post by: Rocketman on May 01, 2005, 16:47:35


Title: Insurance Costs
Post by: dannyhole on May 01, 2005, 16:54:52
Rocket, nope thats what I was quoted, copied & pasted in, no typo's for 19yo no endorsements  :unsure:


Title: Insurance Costs
Post by: Rocketman on May 01, 2005, 18:36:12


Title: Insurance Costs
Post by: dannyhole on May 01, 2005, 18:42:59
Hopefully Carole Nash or one of the others that only deal over the phone will be better! Failing that Im hoping Lexhams will give me the same, or lower as I got this yr


Title: Insurance Costs
Post by: jimc on May 01, 2005, 21:52:23
My rule of thumb is that if a vehicle (car, bike, whatever) is worth more than 2k, insure comprehensive.

Less than 2k, third-party only is fine.  You win very quickly on this one, especially if young and expensive to ensure otherwise.


Title: Insurance Costs
Post by: Derek on May 01, 2005, 22:05:01
The general rule of thumb is that if the premium X 5 is > than the value of the vehicle TPFT :D  :x9top:


Title: Insurance Costs
Post by: jimc on May 01, 2005, 22:10:34
TP only is much cheaper, why worry about FT if object is less than 2k and the excess is GBP600.


Title: Insurance Costs
Post by: loudy331 on May 01, 2005, 22:44:11


Title: Insurance Costs
Post by: dannyhole on May 05, 2005, 19:27:51


Title: Insurance Costs
Post by: joyce on May 06, 2005, 08:13:15


Title: Insurance Costs
Post by: HERMANATOR on May 06, 2005, 08:29:38


Title: Insurance Costs
Post by: dannyhole on May 06, 2005, 09:04:50


Title: Insurance Costs
Post by: joyce on May 06, 2005, 09:13:14
Just goes to show you can't believe all you read - that is an outrageous price!

Joyce

 :red:  :red:  :red:  :red:


Title: Insurance Costs
Post by: Benelli Boy on May 06, 2005, 11:08:45


Title: Insurance Costs
Post by: Mr.Chips on May 06, 2005, 12:07:00


Title: Insurance Costs
Post by: Benelli Boy on May 06, 2005, 12:37:39
Finchley isn't London (as I keep telling my work colleagues who live over that way): it's South Watford  :P


Title: Insurance Costs
Post by: Mr.Chips on May 06, 2005, 13:38:28
Steady!!!!!!

It's part of [span style=\'color:red\'][span style=\'font-size:14pt;line-height:100%\']Middlesex[/span][/span]! :P

 :ph34r:  :x9blu:


Title: Insurance Costs
Post by: snellsbells on May 06, 2005, 14:30:28
Blimey how big is Middlesex? Im in Greenford and Hounslow,Wembley, Uxbridge etc, are all in it as well!


Title: Insurance Costs
Post by: HERMANATOR on May 06, 2005, 15:01:57
Middlesex doesn't in fact exist as a county anymore. I don't know when it was changed but now, the county of Middlesex is included in Hertfordshire, Bedfordshire, Berkshire and Buckinghamshire.

The only map I've ever found displaying the area that was Middlesex dates back to the early 1900's.

Effectively, they termed the collective counties north of the River as Middlesex Counties and those south of the river as Surrey Counties.

May be wrong but that's what my research delivered.

Lawrence


Title: Insurance Costs
Post by: Mr.Chips on May 06, 2005, 16:09:21
1963, Lawrence.

It became part of Greater London and was divided up.
Finchley and Golders Green were lumped together with Barnet to form the Borough of Barnet.
Curiously, Barnet still retains 'Hertfordshire' in its addresses in the same way that Enfield and Uxbridge are still 'in' Middlesex, although they are also part of London Boroughs.

Middlesex was a county in its own right - it was 'The Land of the Middle Saxons' as Essex was 'The Land of the East Saxons' and so on with Wessex and Sussex.
There were no North Saxons; someone else lived there. :P

 :ph34r:  :x9blu:


Title: Insurance Costs
Post by: Benelli Boy on May 06, 2005, 16:24:12
Quote
1963, Lawrence.

Middlesex was a county in its own right - it was 'The Land of the Middle Saxons' as Essex was 'The Land of the East Saxons' and so on with Wessex and Sussex.
There were no North Saxons; someone else lived there. :P

 :ph34r:  :x9blu:
[snapback]67354[/snapback]

I reckon maybe no one lived in the land of the North Saxons.  Would you like to live in a place that (following the naming convention you have pointed out) would be called "No-sex"?


Title: Insurance Costs
Post by: HERMANATOR on May 06, 2005, 16:52:58
Boy, there are some clever people here.... ::lol::

Thanks Mike for clearing that one up for me. Will be forwarded verbatim to my mother so she can show how clever she is "out in the colonies".  :o

Lawrence  :thumbup:


Title: Insurance Costs
Post by: Treb on May 07, 2005, 15:12:54


Title: Insurance Costs
Post by: dannyhole on May 19, 2005, 17:13:48


Title: Insurance Costs
Post by: johnp on May 19, 2005, 17:30:20
That`s a lot of money for a 125. That`s what i pay for my 500.


Title: Insurance Costs
Post by: dannyhole on May 19, 2005, 17:33:28
cheapest I could find


Title: Insurance Costs
Post by: johnp on June 09, 2005, 15:12:15


Title: Insurance Costs
Post by: micksalter on June 09, 2005, 16:44:50


Title: Insurance Costs
Post by: johnp on June 09, 2005, 18:46:49


Title: Insurance Costs
Post by: dmsum on June 09, 2005, 18:54:00


Title: Insurance Costs
Post by: hsa on June 10, 2005, 21:38:19


Title: Insurance Costs
Post by: hsa on June 10, 2005, 21:42:06
I forgot to say something really important! My X9 is a 500sl, which would be, according to you, really expensive...Am I right?

Cheers


Title: Insurance Costs
Post by: johnp on June 11, 2005, 04:35:20
hsa
It`s expensive here beacause we live in rip off Britain.


Title: Insurance Costs
Post by: DrChip on June 11, 2005, 08:51:46
I have just insured my new bike for the total cost of $10,999 with a fully comprehensive "business" policy as I use the bike for work  @ a cost of $257.73pa,

I was surprised that Swan Insurance were more than $110 cheaper than everyone else and when speaking to as many people I know that have bikes nearly all use Swan and are happy with them, I had been using Shannon here in Australia, but was put off when they kept sending me out my policy marked for private use only when I kept telling them it was for business and was then told not to worry as they would cover that as well..

Yeah I bet they would until some thing goes wrong.. Funny enough another insurance company rep said the same thing .. so no deal with me...

I was ondering who Jay, Wiz and Jbee use here in Australia?

ps: And also Swan had the lowerest excess of $300 everyone else varied from $450 to $800.. they also include after an accident to get, You, home and Your bike to a dealer... up to $750


Title: Insurance Costs
Post by: Neil B on June 12, 2005, 18:21:22
Thought I would add onto this post instead of starting another....

With bike insurance...


Is it you thats insured or the bike?   :huh:

Or both!!


Title: Insurance Costs
Post by: jimc on June 12, 2005, 20:03:26
In almost all cases, just the one bike, and just for you or other included drivers (spouse or named).  Very hard to find 'rider policies' now, which just insured you at the cost of the most expensive bike, but allowed other ones to be used.


Title: Insurance Costs
Post by: micksalter on June 14, 2005, 13:36:18


Title: Insurance Costs
Post by: johnp on June 14, 2005, 14:13:39
Mick
That`s very good. So what`s stopping you going out and buying a 250 then.


Title: Insurance Costs
Post by: dmsum on June 14, 2005, 14:57:55
Quote
In almost all cases, just the one bike, and just for you or other included drivers (spouse or named).  Very hard to find 'rider policies' now, which just insured you at the cost of the most expensive bike, but allowed other ones to be used.
[snapback]72215[/snapback]

Red Star Equity do a multibike policy, and the addition of a 125 to my policy for the 500 didn't increase the premium... This also allows you to ride other bikes, although with the minimum legal insurance (TPO) I presume...


Title: Insurance Costs
Post by: Benelli Boy on June 14, 2005, 16:31:12


Title: Insurance Costs
Post by: johnp on June 14, 2005, 17:02:55
BB
I don`t think it`s that bad. The thing is, is that i have been a naughty boy in the past with my bikes.